Buying a second home in the Phoenix AZ area is very popular for Canadians and many folks from colder climates, like the Midwest, given our moderate winter daytime highs that average in the mid 60’s – 70’s. Many people come here and rent a place for a couple months in the winter but with our great real estate prices I’ve been selling people second homes in Scottsdale, Chandler, Gilbert, Mesa, Tempe, and Sun Lakes. I’ve even been helping our Canadian neighbors buy second homes in Arizona and by the way I have financing resources available for Canadian buyers! There are so many choices when selecting a second home, from a1 bedroom condo to a large family home. If you are looking to be in an age restricted community we have several sub divisions available with features like swimming, golf, tennis and other planned activities for the residents. If you have been thinking about buying a second home and would like more information or a tour of properties, just give me a call at 602-740-0159
Property taxes in Arizona – Are you looking to learn How to calculate property taxes in Arizona? If so, you can either read below or watch the video.
Arizona property taxes are paid twice a year. The first half from January 1 thru June 30 are due October 1 of the same year and delinquent November 1 of the same year. So as an example the first half of the 2012 taxes will be due October 1, 2012. The second half taxes are a little different as they cover July 1 thru Dec 31 and are due March 1 of the following year and delinquent May 1 of the following year. Again, as an example, if you were to pay the 2nd half of the taxes for 2012 they wouldn’t be due until March 2013. So if you were to close on a property in January 2013 the seller would owe you for the 2nd half of 2012 because they wouldn’t be payable yet. So if you closed in January, the seller would owe you 6 months taxes. You receive this amount as a pro- rated tax credit at closing on the HUD Settlement statement. If you would like to know more about property taxes and buying property in Arizona, give me a call at 602-740-0159For more information call me at 602-740-0159 or fill out the form after this short video.
As a an experienced full time Arizona licensed real estate agent, I show a lot of properties. When I arrive at the home I find a lot of sellers aren’t ready to show their home. Strange thing is they don’t know it because no one has told them how to stage the home for showing.
I’d like to give a few tips:
- Number one is plan to be gone. The buyers can’t talk to each other or their agent if the owner is nearby. If you can’t leave at least be outside when they are inside and inside when they are outside.
- Sellers don’t often turn on all lights in the home and open all window coverings.
- Be sure to remove all clutter even in the garage. Rent a storage unit if necessary.
For more information call me at 602-740-0159 or fill out the form after this short video.
I’ve been working with sellers and buyers in Arizona to buy and sell short sale homes. Through my experiences, I have gotten a lot of questions and have seen a lot of difference situations which gives me much to offer you in navigating through the short sale process in Arizona for either buying or selling a home.
For starters, let’s ask and answer the question: What is a short sale?
Well, it’s a situation where the seller owes more than the property will sell for. In that case we need to contact the seller’s lender and ask then to agree to take less than what is owed on the propety to release the mortgage. In order for the lender to agree to a short sale, the seller will have to prove financial hardship by providing pay stubs, bank statements, and income tax records.
The process may sound complicated and scary but I have helped several sellers work with their lender in getting a short sale approved. As a buyer you need to be aware that closing on a short sale purchase takes longer than a normal sale because once the seller accepts your offer that’s when the process with their lender begins.
Banks have improved their short sale systems and that has made the process move a bit faster but you need to be prepared for a longer closing process that with a normal sale. Once the seller has received approval from their lender to do a short sale then as a buyer that is when your closing process begins.
Of course this is just a snapshot of buying or selling a short sale. There is more to the process but I have successfully helped many buyers and sellers complete short sale transactions. If you’d like more information give me a call at 602-740-0159 or fill out the form below this short video.